Qualify buyers 100% financing through USDA Rural Development
First thing to know if your in hardship is to know that in the state of NC it is illegal to charge a upfront fee to help people in distress from mortgage hardship.
Call your lender and ask for help to modify your loan, don't just give up and stop making payments.
If you are over extended in financial hardship give us a call ,we can help you sell your house with the bank taking the loss. www.irs.gov/shortsales
Foreclosure should be you last option, "it will kill your credit"
We started out helping people in hardship, with houses that are heading for or have already started the foreclosure process. Most people heading into foreclosure don't realize it would be better on their credit to have someone like our company help get them out of distress from losing their home from foreclosure.
We also know the process of what is required from your bank and know the auction business if you are an investor who would like to purchase one of these homes that must be sold, pre-foreclosure help for both parties.
We understand what this economy is doing with people in distress and are a company that believes in doing the right thing following the Laws of Real Estate and Mortgage Banking since we have both licenses. Don't become a victim of one of the scam companies!
Vacant House Targeted by Squatters, Scammers.
Empty houses -- those either awaiting foreclosure or where the owners have moved out for other reasons -- might as well have a "kick me" sign on them. Actually, make that "vandalize me" sign. They are frequently the targets of squatters who move in illegally, scammers who claim they own them and rent them out to unsuspecting tenants, or just plain old garden variety thieves who break in and steal the valuables right down to the copper plumbing and refrigerator.
As for those who may be forced to leave a home vacant, here are some tips to make sure this doesn't happen to you.
1. Try not to move out.
Vacant homes have increasingly been targeted by squatters. The bank can't force you out of your home until they foreclose. Until then, you own it -- no matter how many missed payments you have. If you must leave, consider renting it out. Let the tenant know you are pursuing a short sale and that the home may be foreclosed on, but that you are giving them a discount in the fair market rent in exchange for maintaining the property.
2. Notify the local police and utilities that the home is going to be vacant.
Utility companies make it possible for squatters to set up shop. By presenting a doctored up lease agreement and some sort of "proof" of ID, anyone can get an account established and the electricity turned on in your home. By calling and putting it in writing that the house is going to be vacant, you are at least alerting the utilities -- which likely won't make a whit of difference.
3) Let your neighbors know.
Nobody feels good about saying they are losing their home. But with it happening to so many, no one will be surprised. If the neighbors know that the house will be empty, they can keep an eye on it and report any suspicious activity to you and the police. In exchange, maybe you want to hire their kid to keep the grass cut and the yard tidy.
4) Stop thinking this isn't really your problem.
Yes, you fully expect that the bank is going to foreclose on you and are saying to yourself, "Why should I care?" You still own and are still responsible for it and the damage can come back on you.
PJ Investments NC, LLC- Real Estate Firm
919-434-9666 Cell/text
Full Service Real Estate Firm
Listing, Selling, Property Management/Leasing.....staging